Terms of Use

These Terms of Use apply in connection with any websites, online services, and/or applications owned or operated by FastrackRelief.com (“we,” “us,” or “our”), including, without limitation, in connection with:
the website currently located at www.FastrackRelief.com and any other website owned by us upon which these Terms of Use are linked (collectively, the “Site”); and
any other interactive features, widgets, products, services, and resources offered by us and/or our affiliates, distributors, or licensees through, and all other content within, the Site (all of which are collectively referred to as the “Services”).

1. General Provisions
THESE TERMS OF USE TOGETHER WITH THE PRIVACY POLICY AND ANY SUPPLEMENTAL TERMS, CONDITIONS, OR RULES POSTED TO A SPECIFIC AREA OF THE SITE/SERVICES (COLLECTIVELY, “TERMS”) SET FORTH THE LEGALLY BINDING TERMS GOVERNING YOUR USE OF THE SITE AND SERVICES. IF YOU ENTER INTO A SEPARATE WRITTEN AGREEMENT WITH US (FOR EXAMPLE, AN ADVERTISER OR AFFILIATE AGREEMENT) SUCH AGREEMENT WILL TAKE PRECEDENCE OVER THESE TERMS IN THE EVENT OF A CONFLICT.

By entering the Site or using the Services, you agree to all terms, conditions, and rules stated in these Terms. You are not permitted or authorized to use the Site or Services if you do not agree to be legally bound by these Terms.

We may modify these Terms at any time. By continuing to use the Site or Services, you agree to be bound by any such revisions. We suggest periodically visiting this page to review these Terms.

2. Jurisdiction and Governing Law
The Site and Services are intended for U.S. residents aged 18 and older. These Terms are governed by the laws of the State of California without regard to conflict of law principles.

We may assign our rights and obligations under these Terms.

3. Content
The Site connects users with insurance providers (“Insurance Services”) and may also provide job application functionality. We do not guarantee the accuracy, completeness, or timeliness of Content on the Site and disclaim all warranties to the fullest extent permitted by law.

We are not an insurance company or insurance agent. We help connect individuals and businesses with third-party providers and receive compensation from those connections. We do not endorse any specific product or provider.

4. Password and Account Security
If you create an account, you must maintain its confidentiality. You are responsible for all activity under your password. Notify us immediately of any unauthorized use. We may suspend your access for any suspected misuse.

5. Consent for Communications
By providing your phone number, you consent to receive marketing calls/texts via autodialer or prerecorded messages. Consent is not required to purchase any goods or services. Standard message and data rates may apply.

If you consent to communications from third parties, you also agree to receive marketing calls/texts from them using similar technology.

Calls may be recorded or monitored. By using the Site, you consent to this recording.

6. Our Intellectual Property
All Site content is protected by copyright, trademark, or other intellectual property rights. You may only use Site content for personal, non-commercial use unless otherwise authorized. Any unauthorized use is prohibited.

7. Digital Millennium Copyright Act Notice
If you believe your copyright has been infringed, contact:
FastrackRelief.com
Attn: DMCA
4041 MacArthur Blvd, Suite 210
Newport Beach, CA 92660
Email: info@FastrackRelief.com
Phone: +1 (866) 200-4201
Include all required elements of a DMCA notice.

8. Submissions
Any material submitted via the Site (“Submissions”) may be used by us for business or promotional purposes. You grant us a perpetual, royalty-free license to use your Submissions as described, and you agree you have the right to make the submission.

You agree not to submit illegal, defamatory, or infringing content. We may remove or edit Submissions at any time.

9. SMS Terms and Conditions
1. SMS Consent Communication:
The phone numbers collected during the SMS consent process will not be shared with third parties for marketing purposes.

2. Types of SMS Communications:
If you have consented to receive customer care text messages from Fast Track Financial Relief, you may receive conversational SMS messages related to the following:

Customer Care: We use SMS to provide timely customer care by sending updates, answering questions, and resolving issues quickly. It allows us to communicate efficiently and ensure a smooth experience for our clients.

3. Message Frequency:
Message frequency may vary depending on the type of communication and your engagement.

4. Potential Fees for SMS Messaging:
Standard message and data rates may apply, depending on your carrier’s pricing plan.

5. Opt-In Method:
By providing your information, you acknowledge that our team may contact you by phone regarding your inquiry. We obtain your consent verbally during our intake process, and no calls will be made without your verbal authorization.

6. Opt-Out Method:
Reply "STOP" to any SMS to opt out, or contact us directly.

7. Help:
Reply "HELP" to any SMS or visit https://fastrackrelief.com/Contacts.html

8. Standard Messaging Disclosures:

Message and data rates may apply.

You can opt out at any time by texting "STOP."

For help, reply "HELP" or contact us.

Visit our Privacy Policy and Terms of Use

Messaging frequency may vary.

10. Disclaimers & Limitation of Liability
Use of the Site is at your own risk. The Site is provided “AS IS” and “AS AVAILABLE.” We disclaim all warranties, including implied warranties of merchantability and fitness for a particular purpose.

We are not liable for damages resulting from your use of the Site, including but not limited to loss of profits, data, or other intangibles. Our liability is limited to $5.00.

Some jurisdictions may not allow these limitations, so they may not apply to you.

11. Indemnity
You agree to indemnify and hold us and our affiliates harmless from any claims, costs, or liabilities arising out of your use of the Site or your violation of these Terms.

12. Dispute Resolution
Any disputes will be resolved through binding arbitration in Franklin County, Ohio, under AAA rules. No class actions or jury trials are permitted. You must bring any claim within one year of when it arises.

13. Privacy & Security
We reserve the right to revoke access to the Site at any time without notice.

14. Links
We are not responsible for third-party sites linked to or from our Site. Use them at your own risk. Review their terms and privacy policies separately.

15. Contact Information
For questions, complaints, or claims, contact:

FastrackRelief.com
Attn: Legal Department
3856 Birch St
Newport Beach, CA 92660
Email: info@FastrackRelief.com
Phone: +1 (866) 200-4201


The Program and all information conveyed by it are provided to you on an “AS-IS” and “AS AVAILABLE” basis, and AT YOUR OWN RISK TO THE FULLEST EXTENT PERMITTED UNDER APPLICABLE LAW. To the fullest extent permitted under applicable law, we disclaim all warranties, whether express or implied, including without limitation, any warranties of title, merchantability, non-infringement and fitness for a particular purpose and all warranties regarding security, currency, correctness, quality, accuracy, completeness, reliability, performance, timeliness, or continued availability. We are not responsible for cellular network or equipment performance, and you release us of any liability for claims based on hardware, software, electronic, network or other communications malfunctions such as incomplete messages, delayed transmissions or any technical difficulty that may limit your ability to send or receive a message.